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First Bethany offers a wide range of personal checking account products. All of our checking accounts include these special features:
Select one that’s right for you!
Customer Identification Requirements
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Gold Advantage is loaded with valuable benefits and is designed for you. In addition to all the convenient banking features you’ve come to expect from First Bethany Bank, you’ll enjoy vital protection for you and your finances, helpful ways to save, and big rewards on everyday purchases..
Free Checking is a consumer account designed for personal, family, student, or household use, making it easy to get cash, pay bills, and keep track of spending.
The NOW account is a tiered, variable-rate, interest bearing consumer checking account designed for personal, family or household use.
The Senior NOW account is a tiered, variable-rate, interest bearing consumer checking account designed for customers age 55 or over.
The Money Market account is a tiered, variable-rate, interest bearing account for those who have higher balances, seeking to earn a higher rate of interest, and who have a limited need to write checks.
| Account | Deposit Requirements | Minimum Balance Requirements | Statements | Interest1 Credit | Service Charge |
|---|---|---|---|---|---|
| Gold Advantage | $50.00 min. opening deposit | None | Monthly Statements
Or Monthly Secure e-Statements | None | $6.00 monthly |
| Free Checking | $50.00 min. opening deposit | None | Monthly Secure e-Statements FREE | None | FREE |
| NOW Account | $1,500.00 min. opening deposit | $1,500.00 Daily | Monthly Statements
Secure e-Statements recommended | Tiered Rates $1,500.00 - $9,999.99 $10,000.00 - $24,999.99 $25,000.00 & Over | $10.00 Monthly if daily balance falls below $1,500.00 |
| Senior NOW | $100.00 min. opening deposit
Age 55 & Over | $100.00 Daily | Monthly Statements
Secure e-Statements recommended | Tiered Rates $100.00 - $9,999.99 $10,000.00 - $24,999.99 $25,000.00 & Over | FREE |
| Money Market | MONEY MARKET $2,500.00 min. opening deposit | $2,500.00 Daily | Monthly Statements
Secure e-Statements recommended | MONEY MARKET $2,500 & Over | $10.00 if daily balance falls
below $2,500.00 ACTIVITY FEES Per Check/debit2 over 6 per statement cycle3 - $1.00 |
| Gold Money Market | GOLD MONEY MARKET $25,000.00 min. opening deposit | $2,500.00 Daily | Secure e-Statements recommended | GOLD MONEY MARKET Tiered Rates $25,000.00 - $49,999.99 $50,000.00 & Over | ACTIVITY FEES Per Check/debit2 over 6 per statement cycle3 - $1.00 |
1Interest on checking accounts is compounded and credited monthly based on tiers. Interest on Savings Accounts is compounded and credited quarterly based on minimum required. The interest rate and annual percentage yield may change at any time. There are no maximum or minimum interest rate limits. Accrued interest will not be credited if account has closed.
2Debits are any withdrawals made from the account except bank-related fees &/or service charges.
3The number of withdrawals and/or transfers from this type of account may be subject to fees. During each statement cycle, a $1.00 fee may be assessed if six (6) or more withdrawals or transfers are made to another bank account of yours or to a third party by means of pre-authorized, automatic, telephone or electronic transaction. The bank requires proper identification for each withdrawal.
